topic WI state and 1099R in Retirement tax questions

WI state and 1099R

rk38 — Wed, 11 Feb 2026 01:25:24 GMT

Looking for help with ensuring WI state gets 1099R distribution from my input in federal. The 1099R is blank in lines 15 and 16 and when I reached out to the institution, they indicated that this is correct and that when I get to TurboTax WI state, it will have me enter the 1099R distribution. Any help is appreciated.

Re: WI state and 1099R

MaryK4 — Wed, 11 Feb 2026 02:08:55 GMT

Can you clarify your question? Do you have a state withheld amount in Box 14? Thanks! @rk38

Re: WI state and 1099R

rk38 — Wed, 11 Feb 2026 02:12:43 GMT

No. Box 14 is blank.

Re: WI state and 1099R

MaryK4 — Wed, 11 Feb 2026 02:21:15 GMT

Thank you, so you can enter the 1099-R as you have it and TurboTax will assign it to your resident state of Wisconsin based on your entry in the Personal Info section. The retirement issuer would only use Boxes 14-15-16 if you requested tax withholding for the state. Retirement income is taxable by your resident state so you do not have to indicate what state- although if there is any special handling information that is needed, TurboTax will ask you after you enter the 1099-R. @rk38

I also saw that you had an inherited 1099-R from New York- this too will be taxed by your resident state of Wisconsin.

Re: WI state and 1099R

rk38 — Wed, 11 Feb 2026 02:28:04 GMT

Appreciate the info on both. Do you know for over age 67, will turbotax for WI state go through questions allowing for tax relief of $24K on retirement distributions with the new tax laws effective 2025?

Re: WI state and 1099R

MaryK4 — Wed, 11 Feb 2026 02:44:16 GMT

Yes, TurboTax has been updated to include the in the Wisconsin section, look for "Income Adjustments" to find the "Retirement Benefit Adjustments" line. @rk38

Starting with the 2025 taxable year, individuals who are at least 67 years of age before the close of the taxable year may subtract up to $24,000 of qualifying retirement income received. A married couple who file a joint return and are both at least 67 years old at the close of the taxable year may subtract up to $48,000 of qualifying retirement income, regardless of how much retirement income each spouse received.

See Pub 126 How Your Retirement Benefits Are Taxed

Re: WI state and 1099R

rk38 — Wed, 11 Feb 2026 02:48:58 GMT

Thanks. If there are non deductible contributions made in traditional IRA and converted to Roth IRA will WI state recognize that distribution as already taxed like federal dues does?

Re: WI state and 1099R

rk38 — Wed, 11 Feb 2026 03:23:09 GMT

I think I accidentally marked this thread as complete, but I did have the question above.

Re: WI state and 1099R

AnnetteB6 — Wed, 11 Feb 2026 14:05:31 GMT

Yes, the Wisconsin state tax return starts with the Federal Adjusted Gross Income (AGI). So, if the Traditional IRA distribution of after-tax contributions that was converted to a Roth IRA (backdoor Roth IRA conversion) was not included as taxable income on your Federal return, it will not be included as taxable income on the Wisconsin return.

Typically, you will not need to re-enter Form 1099-R when preparing a state return. Most everything that is needed comes from the Federal tax return entries.

@rk38

Re: WI state and 1099R

rk38 — Wed, 11 Feb 2026 14:11:00 GMT

Okay. It sounds like WI state will gather what federal considered as taxable income through its calculations and then WI state will have its own set of questions to determine its own calculations. Is that correct?

Re: WI state and 1099R

CatinaT1 — Thu, 12 Feb 2026 14:56:07 GMT

That is correct.