topic My husband died Nov. 30, 2024. His IRA was transferred to me January 2025. His RMD for 2024 was met. I am only 70, so is there any RMD due for 2025? in Retirement tax questions

My husband died Nov. 30, 2024. His IRA was transferred to me January 2025. His RMD for 2024 was met. I am only 70, so is there any RMD due for 2025?

Leeann-Yamakawa — Tue, 10 Feb 2026 19:03:22 GMT

Re: My husband died Nov. 30, 2024. His IRA was transferred to me January 2025. His RMD for 2024 was met. I am only 70, so is there any RMD due for 2025?

VolvoGirl — Tue, 10 Feb 2026 19:07:07 GMT

No, not if it was transferred into your account. My husband died in 2023 and took his RMD. His IRA was put into mine. I don’t have to take my first RMD until this year 2026. So I didn’t rake any for 2024 or 2025.

Re: My husband died Nov. 30, 2024. His IRA was transferred to me January 2025. His RMD for 2024 w...

MinhT1 — Tue, 10 Feb 2026 19:13:49 GMT

If your husband's IRA was rolled over into your own IRA, RMDs are based on your own age, and they start only when you reach age 73. So, no RMD in 2025 as you are not 73 yet.

Please read this IRS document.