topic Should I check "I inherited this IRA" box for RMD from my Traditional IRA coveted from deceased spouse's IRA in 2024? in Retirement tax questions

Should I check "I inherited this IRA" box for RMD from my Traditional IRA coveted from deceased spouse's IRA in 2024?

nvoyles — Sun, 08 Feb 2026 01:26:56 GMT

My understanding was that once I converted my husband's IRA to my name it became my IRA. Research has come up with conflicting answers.

Re: Should I check "I inherited this IRA" box for RMD from my Traditional IRA coveted from deceased spouse's IRA in 2024?

VolvoGirl — Sun, 08 Feb 2026 01:36:49 GMT

What code is in box 7? When my husband passed in 2023 his Vanguard IRA was added to mine. He had been taking his RMD from it. But I don’t need to take my RMD until this year 2026. Do you need to take your RMD in 2025?

Re: Should I check "I inherited this IRA" box for RMD from my Traditional IRA coveted from deceased spouse's IRA in 2024?

nvoyles — Sun, 08 Feb 2026 02:01:37 GMT

Thank you for responding. Code 7 is in box 7. I have been taking my RMD for several years and did so in 2025.

Re: Should I check "I inherited this IRA" box for RMD from my Traditional IRA coveted from deceased spouse's IRA in 2024?

dmertz — Sun, 08 Feb 2026 13:44:12 GMT

This is now your own IRA, so do not mark any box that would be used to indicate that this is an inherited IRA. It is no longer an inherited IRA.

Re: Should I check "I inherited this IRA" box for RMD from my Traditional IRA coveted from deceased spouse's IRA in 2024?

nvoyles — Sun, 08 Feb 2026 17:08:13 GMT

That makes sense. Now I can move forward on my taxes. Thank you.