topic How do I know if I need file taxes on my social security, it is my only source of income? in Retirement tax questions

How do I know if I need file taxes on my social security, it is my only source of income?

memee985 — Tue, 03 Feb 2026 23:59:29 GMT

Paying taxes on my social security?

Re: How do I know if I need file taxes on my social security, it is my only source of income?

VolvoGirl — Wed, 04 Feb 2026 00:03:05 GMT

If you only get Social Security it is not taxable and you don’t need to file a tax return. Unless you are married and your spouse has income. Or get a 1095A for marketplace health insurance. Do you have tax withholding taken out of Social Security? Then you need to file to get the withholding refunded. And should change your Social Security to not have any withholding taken out.

Re: How do I know if I need file taxes on my social security, it is my only source of income?

xmasbaby0 — Wed, 04 Feb 2026 00:04:22 GMT

If your ONLY income for 2024 was Social Security, you do not have to file an income tax return, unless you have a 1095A for marketplace health insurance, or if you took money out of a MSA or FSA.