topic Form 8606-S in Retirement tax questions

Form 8606-S

richardR1 — Tue, 27 Jan 2026 21:56:18 GMT

I am using Premiere. I answered yes to having non deductible contributions but it only asked for the husband not the spouse who also has non deductible. how do i force the system to ask for her amounts and have a form 8606-S

Re: Form 8606-S

MarilynG1 — Sat, 31 Jan 2026 02:54:22 GMT

You can trigger Form 8606 if you enter an IRA Contribution in the Deductions section and then designate it as 'non-deductible.'

Here's detailed info on How to Trigger Form 8606.

@richardR1

Re: Form 8606-S

richardR1 — Sat, 31 Jan 2026 14:59:49 GMT

what is my wife has not made any last year? Neither did I but it asked me questions about total standard simple iras and sep to do the calculation. I had none and answered NO. It never asked me about my wife...did she make any, NO..then ask her for her total standard simple and sep and do the calculation

Re: Form 8606-S

RogerD1 — Wed, 04 Feb 2026 20:29:06 GMT

Since your wife didn't have any non-deductible contributions to her account, did she take any distributions from any of her IRA accounts? If she didn't take any money out of or put any money into an IRA with non-deductible contributions, then a form 8606 will not generate for her.

If your wife took a distribution from her IRA, the question will appear in the interview flow of TurboTax to ask if she had any non-deductible contributions.

Re: Form 8606-S

richardR1 — Thu, 05 Feb 2026 02:48:48 GMT

she did not...so just keep her last 8606 as proof of what she has a s non deductible?

Re: Form 8606-S

MarilynG1 — Thu, 05 Feb 2026 02:53:41 GMT

Yes, save the Form 8606 as it will be needed whenever a non-deductible contribution is made.

Here's more info on Form 8606.

@richardR1