RMD disbursements

butchwvu — Mon, 26 Jan 2026 15:48:25 GMT

I have two IRA accounts in 2025 for which I have received disbursements exceeding the required RMD amount. Turbo Tax is requiring that I enter the RMD for the accounts before I can proceed with my return. How do I get around this Turbo Tax requirement so I can continue the return? I didn't have to do this with previous year Turbo Tax programs.

Thanks

Re: RMD disbursements

MinhT1 — Mon, 26 Jan 2026 15:54:36 GMT

If you are sure that you have satisfied all RMD requirements, then in TurboTax, on each form 1099-R for RMD withdrawals, answer that The entire distribution was an RMD then on the following page, to the question What is the RMD for your account? enter the amount of the distribution from that IRA account.

By doing this, you are telling TurboTax that all RMDs are satisfied and TurboTax will not calculate any penalty. The information you entered in TurboTax is to enable TurboTax to calculate any penalty where applicable, and is not reported to the IRS.

topic RMD disbursements in Retirement tax questions

RMD disbursements

Re: RMD disbursements