https://ttlc.intuit.com/community/retirement/discussion/i-took-out-a-loan-from-my-401k-in-2025-but-i-pay-back-the-loan-through-my-paycheck-will-i-receive-a/01/3730744#M254309 Wed, 21 Jan 2026 21:40:33 GMT bshep1023 2026-01-21T21:40:33Z https://ttlc.intuit.com/community/retirement/discussion/i-took-out-a-loan-from-my-401k-in-2025-but-i-pay-back-the-loan-through-my-paycheck-will-i-receive-a/01/3730744#M254309 Wed, 21 Jan 2026 21:40:33 GMT https://ttlc.intuit.com/community/retirement/discussion/i-took-out-a-loan-from-my-401k-in-2025-but-i-pay-back-the-loan-through-my-paycheck-will-i-receive-a/01/3730744#M254309 bshep1023 2026-01-21T21:40:33Z https://ttlc.intuit.com/community/retirement/discussion/re-i-took-out-a-loan-from-my-401k-in-2025-but-i-pay-back-the-loan-through-my-paycheck-will-i-receive/01/3730746#M254310 <P>No, you will not receive a Form 1099-R for the 401(k) loan, it is not reported on a tax return.</P> Wed, 21 Jan 2026 21:42:44 GMT https://ttlc.intuit.com/community/retirement/discussion/re-i-took-out-a-loan-from-my-401k-in-2025-but-i-pay-back-the-loan-through-my-paycheck-will-i-receive/01/3730746#M254310 DoninGA 2026-01-21T21:42:44Z https://ttlc.intuit.com/community/retirement/discussion/re-i-took-out-a-loan-from-my-401k-in-2025-but-i-pay-back-the-loan-through-my-paycheck-will-i-receive/01/3730783#M254317 <P>As long as your repayments are in good standing, a loan is not a withdrawal and you will not get a 1099-R.</P> <P>&nbsp;</P> <P>If you stop making payments (because you default somehow, or you leave the company and don't repay it after leaving) then at that time the outstanding balance will become a withdrawal, with different consequences depending on why you stopped payment.&nbsp;</P> Wed, 21 Jan 2026 22:12:39 GMT https://ttlc.intuit.com/community/retirement/discussion/re-i-took-out-a-loan-from-my-401k-in-2025-but-i-pay-back-the-loan-through-my-paycheck-will-i-receive/01/3730783#M254317 Opus 17 2026-01-21T22:12:39Z