topic Retirement Taxes in Retirement tax questions

Retirement Taxes

tmeraz — Wed, 22 Oct 2025 16:43:54 GMT

My husband and I retired in late 2023. I am finding that we owe more taxes than we ever have. We both get social security and a pension from CalPers. This year, my husband started to pull monthly payments from his 401K. We do have taxes taken out of all our income. Any suggestions on how to help us pay less taxes?

Re: Retirement Taxes

xmasbaby0 — Wed, 22 Oct 2025 17:05:46 GMT

Have more tax withheld from the retirement income you are receiving to avoid a big amount owed at tax time. You can have tax withheld from the pension and from the distributions from the 401k. You can have tax withheld from Social Security.

How to get federal tax withheld from SS benefits

https://www.ssa.gov/benefits/retirement/planner/taxwithold.html

Re: Retirement Taxes

gckennett1 — Wed, 22 Oct 2025 17:26:37 GMT

How do I figure out the amount of tax to be withheld from my pension and social security when also working in an as needed basis (<58 hous/month)