https://ttlc.intuit.com/community/retirement/discussion/ira-to-roth/01/3708832#M252805 <P>Does it make sense tax wise to slowly move my IRA to a Roth when we both retire and begin taking SS?</P> Wed, 22 Oct 2025 18:45:16 GMT Slee4405 2025-10-22T18:45:16Z https://ttlc.intuit.com/community/retirement/discussion/ira-to-roth/01/3708832#M252805 <P>Does it make sense tax wise to slowly move my IRA to a Roth when we both retire and begin taking SS?</P> Wed, 22 Oct 2025 18:45:16 GMT https://ttlc.intuit.com/community/retirement/discussion/ira-to-roth/01/3708832#M252805 Slee4405 2025-10-22T18:45:16Z https://ttlc.intuit.com/community/retirement/discussion/re-ira-to-roth/01/3708884#M252806 <P>It is a smart move and great financial planning tool to slowing move your traditional nontaxed IRA funds into Roth IRA, especially during years when your income is lower.&nbsp; By taking this action, you're reducing your future tax liabilities.&nbsp; &nbsp;Also, if you happen to leave your Roth IRA to your beneficiary, it will be tax-free to your beneficiary.&nbsp;&nbsp;</P> Wed, 22 Oct 2025 19:27:52 GMT https://ttlc.intuit.com/community/retirement/discussion/re-ira-to-roth/01/3708884#M252806 AmitaR 2025-10-22T19:27:52Z