https://ttlc.intuit.com/community/retirement/discussion/inheritance-tax/01/3708854#M252789 <P>If money is left in my 401K after I pass, and the money is inherited by my children, what will their tax burden be?</P><P>&nbsp;</P> Wed, 22 Oct 2025 19:01:02 GMT Rjbmr 2025-10-22T19:01:02Z https://ttlc.intuit.com/community/retirement/discussion/inheritance-tax/01/3708854#M252789 <P>If money is left in my 401K after I pass, and the money is inherited by my children, what will their tax burden be?</P><P>&nbsp;</P> Wed, 22 Oct 2025 19:01:02 GMT https://ttlc.intuit.com/community/retirement/discussion/inheritance-tax/01/3708854#M252789 Rjbmr 2025-10-22T19:01:02Z https://ttlc.intuit.com/community/retirement/discussion/re-inheritance-tax/01/3708866#M252790 <P>The money you leave in your 401K that is untaxed in your lifetime, will be taxed as ordinary income when your beneficiaries take the distributions.&nbsp; How much tax they pay on it will be dependent on their tax situation, income level, filing status, age, tax bracket etc. etc.</P> <P>The rules are different if you're a spouse beneficiary or a non-spouse beneficiary.</P> <P>Thanks&nbsp;<a href="https://ttlc.intuit.com/community/user/viewprofilepage/user-id/5919576">@Rjbmr</a> for participating in this event.</P> <P>&nbsp;</P> <H1 class="pup-page-node-type-article-page__title"><A href="https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary" target="_blank" rel="noopener">Retirement topics - Beneficiary</A></H1> <P>&nbsp;</P> <P>&nbsp;</P> Wed, 22 Oct 2025 19:12:29 GMT https://ttlc.intuit.com/community/retirement/discussion/re-inheritance-tax/01/3708866#M252790 AmitaR 2025-10-22T19:12:29Z