topic Does the money I earn from my 401k investments count as income even if I do not withdraw the earnings? in Retirement tax questions https://ttlc.intuit.com/community/retirement/discussion/does-the-money-i-earn-from-my-401k-investments-count-as-income-even-if-i-do-not-withdraw-the/01/3703367#M252047 I do not need to take an RMD. Wed, 04 Feb 2026 07:52:05 GMT dmfink3 2026-02-04T07:52:05Z Does the money I earn from my 401k investments count as income even if I do not withdraw the earnings? https://ttlc.intuit.com/community/retirement/discussion/does-the-money-i-earn-from-my-401k-investments-count-as-income-even-if-i-do-not-withdraw-the/01/3703367#M252047 I do not need to take an RMD. Wed, 04 Feb 2026 07:52:05 GMT https://ttlc.intuit.com/community/retirement/discussion/does-the-money-i-earn-from-my-401k-investments-count-as-income-even-if-i-do-not-withdraw-the/01/3703367#M252047 dmfink3 2026-02-04T07:52:05Z Re: Does the money I earn from my 401k investments count as income even if I do not withdraw the earnings? https://ttlc.intuit.com/community/retirement/discussion/re-does-the-money-i-earn-from-my-401k-investments-count-as-income-even-if-i-do-not-withdraw-the/01/3703368#M252048 <P>You do not enter anything about gains or losses within your 401k. &nbsp; &nbsp;If you take money out of the retirement account you will get a 1099R which must be entered on your tax return.</P> Sun, 21 Sep 2025 15:15:41 GMT https://ttlc.intuit.com/community/retirement/discussion/re-does-the-money-i-earn-from-my-401k-investments-count-as-income-even-if-i-do-not-withdraw-the/01/3703368#M252048 xmasbaby0 2025-09-21T15:15:41Z