topic Re: IRS 8608 in Retirement tax questions

IRS 8608

puiyeehung — Mon, 18 Aug 2025 16:12:39 GMT

Hi,

I set up a traditional IRA in 2024 and put in nondeductible contribution. But I forget to file IRS 8608 with my 2024 return. How can I amend the siution? What form do I need to file?

Appreciate your help!

Re: IRS 8608

fanfare — Mon, 18 Aug 2025 17:58:39 GMT

You can use TurboTax 2024 to amend your return if you e-Filed successfully with TurboTax.

You can do it manually.

The proper way to file Form 8606 is attached to Form 1040-X.
Form 8606 can be mailed by itself only when you are otherwise not required to file a tax return.

Do you have the correct taxable amount on Form 1040 Line 4b and did not take a deduction? (Schedule 1 Line 20)?
If that is all true then only Form 8606 has to be attached.
After you e-File,
get Form 1040-X from IRS website and mail it in with your <year> 8606, which you can also get in fillable PDF under Forms or "prior forms"..
Note: when you are not changing any dollar amounts on your amending 1040-X, you can leave all the lines 1-23 EMPTY.

Part II explanation: "didn't include Form 8606 with e-File".
You will have to mail it so this does not use up your one 1040-X e-File.
Done this way, you sign 1040-X, not 8606.
Do not include your old 1040 nor your revised 1040 because they are identical

@puiyeehung

Re: IRS 8608

puiyeehung — Thu, 21 Aug 2025 02:00:48 GMT

Hi Fanfare Level 15!

Thanks for the detailed repones! I appreciate the time and care in answering my question.

I used Turbo Tax to amend my return. In particular, I update section Tradition and IRA contribution under " Deductions and Credits" . Turbo Tax generates 1040X and form 8606 and I e-filed these forms successfully.