topic I have a 1099-R for an annuity from a life insurance company that came to me upon my dad's death in March 2024. Is that considered survivor benefits for Ohio state taxes? in Retirement tax questions

I have a 1099-R for an annuity from a life insurance company that came to me upon my dad's death in March 2024. Is that considered survivor benefits for Ohio state taxes?

Mary_W — Wed, 04 Feb 2026 05:22:50 GMT

I know that the amount on the 1099-R is taxable for federal income, but Tax Act indicated that in Ohio "survivor benefits" aren't taxable. I just don't know whether to remove the annuity for state tax purposes or not.

Re: I have a 1099-R for an annuity from a life insurance company that came to me upon my dad's de...

JamesG1 — Mon, 14 Apr 2025 00:35:07 GMT

Are the survivor benefits reported on an IRS form 1099-R? Does the form include a taxable amount in box 2a?

If so, then the Ohio Department of Revenue states:

Deduct survivor benefits to the extent included in federal adjusted gross income.

Re: I have a 1099-R for an annuity from a life insurance company that came to me upon my dad's de...

Mary_W — Mon, 14 Apr 2025 00:38:26 GMT

See - that's the thing. It's an annuity through a life insurance policy my dad had. I did receive a 1099-R with the amount in box 2a that is taxable, and I've reported that on my federal return.

But I saw the thing in the Ohio state return about "survivor benefits" and wondered whether this annuity counted.