topic I don't know contributions to my Roth IRA. in Retirement tax questions

I don't know contributions to my Roth IRA.

karenlwoodworth — Tue, 03 Feb 2026 07:44:29 GMT

what if i have no record of Roth IRA contributions or withdrawals?

SabrinaD2 — Thu, 27 Feb 2025 01:00:47 GMT

If you don't have records of your Roth IRA contributions or withdrawals, here are a few steps to help you track them down:

Check your account statements: Your Roth IRA custodian should have sent you annual statements.
Look for Form 5498: This form reports your IRA contributions to the IRS and is sent to you by your IRA custodian each year.
Log into your IRS account and see if there is a copy of From 5498
Log into your online investment account: Most investment platforms keep detailed records of your contributions and withdrawals.

fanfare — Thu, 27 Feb 2025 01:51:08 GMT

After the Roth IRA satisfies the 5-year rule, you won't need that information.

Your Roth IRA is supposed to be for retirement.