topic If i received a 1099 SSA from social security do i have to file? in Retirement tax questions

If i received a 1099 SSA from social security do i have to file?

Canelasteven — Tue, 03 Feb 2026 08:58:47 GMT

Re: If i received a 1099 SSA from social security do i have to file?

DoninGA — Sat, 22 Feb 2025 18:19:12 GMT

Social Security Retirement/Disability/Survivors benefits are reported on a form SSA-1099 and the benefits received are to be entered on a federal tax return. The benefits may be taxable depending on the amount of other income you have entered on your tax return.

However, if the Social Security benefits is the Only income to be reported on the tax return and there is no federal income taxes being withheld, then there is no reason or need to file a tax return.

Unless you also received a Form 1095-A for your health insurance through one of the State Marketplace Exchanges or from healthcare.gov then you must file a tax return.

To enter Social Security benefits reported on form SSA-1099

Click on Federal Taxes (Personal using Home and Business)
Click on Wages and Income (Personal Income using Home and Business)
Click on I'll choose what I work on (if shown)
Scroll down to Retirement Plans and Social Security
On Social Security (SSA-1099, RRB-1099), click the start or update button

Or enter ssa-1099 in the Search box located in the upper right of the program screen. Click on Jump to ssa-1099

Re: If i received a 1099 SSA from social security do i have to file?

xmasbaby0 — Sat, 22 Feb 2025 18:19:24 GMT

If Social Security was your ONLY income for 2024 you do not have to file a tax return unless you have a 1095A for marketplace health insurance. If you have any other kinds of income in addition to the SS, you may need to file.

You need to file a federal return if half your Social Security plus your other income is

Single or Head of Household $25,000

Married Filing Jointly $32,000

Married Filing Separately $0

Who has to file?

http://www.irs.gov/uac/Do-I-Need-to-File-a-Tax-Return%3F

Re: If i received a 1099 SSA from social security do i have to file?

Rstockett71 — Thu, 25 Dec 2025 00:17:56 GMT

I didn’t work not file the last 2 years I only received SSA and no other income. Did I need to file

Re: If i received a 1099 SSA from social security do i have to file?

Rstockett71 — Thu, 25 Dec 2025 00:20:16 GMT

I didn’t work not file the last 2 years I only received SSA and no other income. Did I need to file

Then will I be able to collect the 2000. Refund

Re: If i received a 1099 SSA from social security do i have to file?

xmasbaby0 — Thu, 25 Dec 2025 00:44:35 GMT

@Rstockett71 There is no $2000 refund. So far, there is only a lot of political huffing and puffing and grandstanding about "stimulus" checks or checks because of the recent tariffs. There has been no act of Congress to make any of that a reality.

If your only income has been Social Security you are not required to file a tax return unless you have a 1095A for marketplace health insurance.