topic How do I get turbo tax to allow a deduction for my contribution to a traditional IRA. I am a phd student and Turbo tax is not allowing the deduction. in Retirement tax questions

How do I get turbo tax to allow a deduction for my contribution to a traditional IRA. I am a phd student and Turbo tax is not allowing the deduction.

jdale — Tue, 03 Feb 2026 10:48:51 GMT

Re: How do I get turbo tax to allow a deduction for my contribution to a traditional IRA. I am a phd student and Turbo tax is not allowing the deduction.

VolvoGirl — Sat, 15 Feb 2025 17:51:54 GMT

Do you have any income? You need earned income from W2 wages or a Net Profit on Schedule C for self employment income.

Re: How do I get turbo tax to allow a deduction for my contribution to a traditional IRA. I am a phd student and Turbo tax is not allowing the deduction.

jdale — Sat, 15 Feb 2025 18:06:13 GMT

I have taxable fellowship stipend income. Pub 590-a states that certain non tuition stipend payments not reported on W2 are treated as taxable compensation for this purpose. My stipend is taxable.

Re: How do I get turbo tax to allow a deduction for my contribution to a traditional IRA. I am a ...

AmyC — Sat, 15 Feb 2025 23:11:13 GMT

You are correct pub 590-A does state that taxable stipend income is allowed for the contribution. I was able to get the traditional IRA deduction. Follow these steps:

Open your return to the federal income section
Look under Less common Income
Select Miscellaneous, Income
Select other income not already reported on a W2
Other wages, YES, continue, continue, continue
Any other earned income, wages YES, continue
Select Other for Other income, continue
Enter stipend and amount, done

You can now go to the deductions section and enter your IRA.

Re: How do I get turbo tax to allow a deduction for my contribution to a traditional IRA. I am a ...

jdale — Sun, 16 Feb 2025 06:42:50 GMT

Thanks so much!