topic question about basis for my traditional IRA -- I have two -- both have pretaxed deposits. what now? in Retirement tax questions https://ttlc.intuit.com/community/retirement/discussion/question-about-basis-for-my-traditional-ira-i-have-two-both-have-pretaxed-deposits-what-now/01/3481307#M233592 Tue, 03 Feb 2026 11:11:12 GMT jwtoler 2026-02-03T11:11:12Z question about basis for my traditional IRA -- I have two -- both have pretaxed deposits. what now? https://ttlc.intuit.com/community/retirement/discussion/question-about-basis-for-my-traditional-ira-i-have-two-both-have-pretaxed-deposits-what-now/01/3481307#M233592 Tue, 03 Feb 2026 11:11:12 GMT https://ttlc.intuit.com/community/retirement/discussion/question-about-basis-for-my-traditional-ira-i-have-two-both-have-pretaxed-deposits-what-now/01/3481307#M233592 jwtoler 2026-02-03T11:11:12Z Re: question about basis for my traditional IRA -- I have two -- both have pretaxed deposits. what now? https://ttlc.intuit.com/community/retirement/discussion/re-question-about-basis-for-my-traditional-ira-i-have-two-both-have-pretaxed-deposits-what-now/01/3481689#M233661 <P>For tax purposes, all of your traditional IRAs are treated as a single combined traditional IRA.&nbsp; The number of traditional IRAs over which you have spread your investments is irrelevant.&nbsp; Basis in nondeductible traditional IRA contributions belongs to you, not to any particular one of your traditional IRAs no matter where you made the deposit.</P> Thu, 13 Feb 2025 23:01:35 GMT https://ttlc.intuit.com/community/retirement/discussion/re-question-about-basis-for-my-traditional-ira-i-have-two-both-have-pretaxed-deposits-what-now/01/3481689#M233661 dmertz 2025-02-13T23:01:35Z