topic Wife contributed 7k to traditional IRA. This should lower MAGI under the EITC limit ($66,819) but says we still don't qualify. Is this correct? Puts us at $66,594. in Retirement tax questions https://ttlc.intuit.com/community/retirement/discussion/wife-contributed-7k-to-traditional-ira-this-should-lower-magi-under-the-eitc-limit-66-819-but-says/01/3433933#M228784 Married filing jointly. I have a retirement plan in the military TSP. She does not have income or a retirement plan. Wed, 28 Jan 2026 07:10:06 GMT alisafaye92 2026-01-28T07:10:06Z Wife contributed 7k to traditional IRA. This should lower MAGI under the EITC limit ($66,819) but says we still don't qualify. Is this correct? Puts us at $66,594. https://ttlc.intuit.com/community/retirement/discussion/wife-contributed-7k-to-traditional-ira-this-should-lower-magi-under-the-eitc-limit-66-819-but-says/01/3433933#M228784 Married filing jointly. I have a retirement plan in the military TSP. She does not have income or a retirement plan. Wed, 28 Jan 2026 07:10:06 GMT https://ttlc.intuit.com/community/retirement/discussion/wife-contributed-7k-to-traditional-ira-this-should-lower-magi-under-the-eitc-limit-66-819-but-says/01/3433933#M228784 alisafaye92 2026-01-28T07:10:06Z Re: Wife contributed 7k to traditional IRA. This should lower MAGI under the EITC limit ($66,819) but says we still don't qualify. Is this correct? Puts us at $66,594. https://ttlc.intuit.com/community/retirement/discussion/re-wife-contributed-7k-to-traditional-ira-this-should-lower-magi-under-the-eitc-limit-66-819-but/01/3433941#M228786 <P>How old are you? &nbsp; Did you have income from working?</P> <P>&nbsp;</P> <P><SPAN><A href="https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/qualifications-earned-income-credit-eic-eitc/L7w4BFP32_US_en_US?uid=m62rmz09" target="_blank">https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/qualifications-earned-income-credit-eic-eitc/L7w4BFP32_US_en_US?uid=m62rmz09</A></SPAN></P> <P>&nbsp;</P> <P><SPAN><A href="https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/use-the-eitc-assistant" target="_blank">https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/use-the-eitc-assistant</A></SPAN></P> <P>&nbsp;</P> Sat, 25 Jan 2025 17:27:51 GMT https://ttlc.intuit.com/community/retirement/discussion/re-wife-contributed-7k-to-traditional-ira-this-should-lower-magi-under-the-eitc-limit-66-819-but/01/3433941#M228786 xmasbaby0 2025-01-25T17:27:51Z Re: Wife contributed 7k to traditional IRA. This should lower MAGI under the EITC limit ($66,819) but says we still don't qualify. Is this correct? Puts us at $66,594. https://ttlc.intuit.com/community/retirement/discussion/re-wife-contributed-7k-to-traditional-ira-this-should-lower-magi-under-the-eitc-limit-66-819-but/01/3433958#M228789 <P class=""><SPAN class="">Both your earned income and AGI have to qualify for the EIC </SPAN></P><P class=""><SPAN class=""><A href="https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/qualifications-earned-income-credit-eic-eitc/L7w4BFP32_US_en_US" target="_blank" rel="noopener">https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/qualifications-earned-income-credit-eic-eitc/L7w4BFP32_US_en_US</A> </SPAN></P> Sat, 25 Jan 2025 17:38:25 GMT https://ttlc.intuit.com/community/retirement/discussion/re-wife-contributed-7k-to-traditional-ira-this-should-lower-magi-under-the-eitc-limit-66-819-but/01/3433958#M228789 VolvoGirl 2025-01-25T17:38:25Z