topic Regular recurring monthly payments from a pension plan where the amount of the payment was determined at the time the pension was applied for, are they RMDs or not? in Retirement tax questions

Regular recurring monthly payments from a pension plan where the amount of the payment was determined at the time the pension was applied for, are they RMDs or not?

klreederpc — Tue, 03 Feb 2026 05:20:50 GMT

Re: Regular recurring monthly payments from a pension plan where the amount of the payment was determined at the time the pension was applied for, are they RMDs or not?

DoninGA — Fri, 24 Jan 2025 19:44:27 GMT

The total of the pension payments received is the RMD.

Re: Regular recurring monthly payments from a pension plan where the amount of the payment was de...

MarilynG1 — Fri, 31 Jan 2025 01:18:11 GMT

If you receive a 1099-R to report your Pension Payments, when you enter it into TurboTax, indicate that 'all of the distribution is RMD'. When TurboTax asks on the next screen, 'What is the RMD amount' enter the total amount shown in Box 1 of your 1099-R.

The Plan Administrator determines what your RMD should be, and if they have not changed the amount you receive, then all of your payment is RMD.

Here's more info on What is RMD?

@klreederpc