topic What do I put for the RMD question? My husband turned 73 in Dec. They are asking about RMD but my husband only receives a monthly pension and does not have an IRA. ? in Retirement tax questions

What do I put for the RMD question? My husband turned 73 in Dec. They are asking about RMD but my husband only receives a monthly pension and does not have an IRA. ?

jcferril — Tue, 03 Feb 2026 06:18:49 GMT

They're asking how much of his pension was RMD. Entire; part or none. If I say none then the next question is what should have been the RMD ? Pensions are not part of RMD. Help

Re: What do I put for the RMD question? My husband turned 73 in Dec. They are asking about RMD but my husband only receives a monthly pension and does not have an IRA. ?

DoninGA — Fri, 17 Jan 2025 19:32:21 GMT

All of the pension is an RMD.

Re: What do I put for the RMD question? My husband turned 73 in Dec. They are asking about RMD but my husband only receives a monthly pension and does not have an IRA. ?

VolvoGirl — Fri, 17 Jan 2025 19:32:35 GMT

It's whatever they send you. Say all of it is the RMD. If you are 72 it will ask you if it is the RMD. Say yes and enter the amount as the RMD amount. The pension doesn't need to calculate any RMD. Anything your pension pays you is considered to be the RMD. Traditional pensions automatically fulfill the rules of an RMD.

Another user said….. The monthly pension payments are required distributions that are ineligible for rollover, so these, by definition, are RMDs.

Re: What do I put for the RMD question? My husband turned 73 in Dec. They are asking about RMD but my husband only receives a monthly pension and does not have an IRA. ?

jcferril — Fri, 17 Jan 2025 19:54:50 GMT

Thank you so much. Your help is appreciated.

Re: What do I put for the RMD question? My husband turned 73 in Dec. They are asking about RMD but my husband only receives a monthly pension and does not have an IRA. ?

crowellr001 — Wed, 19 Mar 2025 07:27:37 GMT

If the pension amount is also RMD - why does turbotax software add the tax amount twice for the one pension amount?

Re: What do I put for the RMD question? My husband turned 73 in Dec. They are asking about RMD but my husband only receives a monthly pension and does not have an IRA. ?

VolvoGirl — Wed, 19 Mar 2025 16:05:12 GMT

@crowellr001 What tax or where are you seeing it twice? You pay tax on the full pension (line 5b) and then get credit for the tax withholding on 1040 line 25b. Check your actual 1040 tax return.