topic Re: 401k Distribution in Retirement tax questions

401k Distribution

Scott G Kelly — Wed, 11 Feb 2026 10:29:26 GMT

My tax circumstances have changed for 2024. Trying to find a way to stay in the 12% bracket and max out a 401k withdraw. Is there some estimator calculator to figure the max amount for 2024? This year, Head of Household, unemployment $6400, SS $15,000, Farm Loss let's say -$5000. Wouldn't mind subscribing to live advice but looks like it isn't available till December.

Thanks

Re: 401k Distribution

Bsch4477 — Mon, 23 Sep 2024 18:34:08 GMT

This is one of many available online.

https://www.calculator.net/tax-calculator.html

Re: 401k Distribution

Scott G Kelly — Mon, 23 Sep 2024 19:34:06 GMT

Thank you although this one won't accept a negative number for a business loss.

Re: 401k Distribution

Bsch4477 — Mon, 23 Sep 2024 20:27:22 GMT

Subtract your business loss from your anticipated 401-K withdrawal and enter that amount in the calculator.