topic LONG TERM CAPITAL GAIN in Retirement tax questions

LONG TERM CAPITAL GAIN

pzenanko — Wed, 11 Feb 2026 09:52:43 GMT

ARE LONG TERM CAPITAL GAINS ONLY FOR STOCK?

Re: LONG TERM CAPITAL GAIN

LoriLeighEA — Wed, 26 Jun 2024 17:45:36 GMT

Welcome, pzenanko!

Short answer is no.

A capital gain occurs when you sell an asset for a price higher than it's basis.

If you hold an investment for more than a year before selling, your profit is considered a long-term gain and is taxed at a lower rate.

Capital assets are significant pieces of property such as homes, cars, investment properties. stocks, bonds and even collectibles or art.

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Re: LONG TERM CAPITAL GAIN

marctu — Wed, 26 Jun 2024 17:46:00 GMT

So, a long-term capital gain is the profit on the sale of an investment you've held for longer than a year. So, the answer to your question is stock are not the only investment that can receive long-term capital gains treatment. Although this is not an exhaustive list other investments can include bonds, mutual funds, exchange-traded funds, cryptocurrency, Section 1256 contracts, commodities, collectibles, and real estate.

Thanks again for the question @pzenanko

All the best,

Marc

Employee Tax Expert