Social Security taxes

Care-in — Wed, 11 Feb 2026 09:52:27 GMT

If I collect SS and keep working, how will that affect my taxes?

Re: Social Security taxes

VolvoGirl — Wed, 26 Jun 2024 20:05:59 GMT

Depends on your age.

There are 2 different things to know about social security. People get them mixed up all the time.

1. Your actual SS checks

If you are over full retirement age your actual ss checks won't be reduced. Otherwise they will actually reduce your payments if you make too much other income in the prior year. See SS FAQ for working after retirement

https://www.ssa.gov/planners/retire/whileworking.html

And see the special first year rule

KA-01927

And Benefits Planner: Retirement | Special Earnings Limit Rule | SSA

2. Income Tax

For any age up to 85% of Social Security becomes taxable when ALL your other income plus 1/2 your social security reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0

topic Social Security taxes in Retirement tax questions

Social Security taxes

Re: Social Security taxes