topic 1099 distribution code G -- inviting too much IRS scrutiny in Retirement tax questions

1099 distribution code G -- inviting too much IRS scrutiny

Tomc63 — Wed, 11 Feb 2026 08:24:13 GMT

I rolled over my 401K this year and it makes my IRA, 401K, Pension distributions lines jump up significantly. It's a 1099 -R with a distribution 7 code of G. It does show a 2a taxable amount of $0. However, my sense is the optics of that Retirement section with the new significant $$ (on top of my military retirement $$) provides the optics that would seem to trigger an audit. Am I being paranoid? should I not list the 1099-R - G code to avoid uncommon scrutiny?

Re: 1099 distribution code G -- inviting too much IRS scrutiny

MinhT1 — Thu, 11 Apr 2024 18:04:00 GMT

You should list the 1099-R with code G which is a non taxable direct rollover.

This isn't at all a red flag for the IRS. Every year, thousands of taxpayers roll over their retirement plans, and the IRS is very familiar with these operations. You shouldn't worry at all!

Re: 1099 distribution code G -- inviting too much IRS scrutiny

Tomc63 — Thu, 11 Apr 2024 18:06:27 GMT

thank you!!