topic My pension that I am receiving does not require a RMD but when I add it into Turbo Tax it asks me what part of the amount is an RMD, what should I do about that? in Retirement tax questions

My pension that I am receiving does not require a RMD but when I add it into Turbo Tax it asks me what part of the amount is an RMD, what should I do about that?

janehkim1640 — Tue, 10 Feb 2026 10:53:55 GMT

I checked with my company that I am receiving my retirement benefits from and they said there is no way to calculate what the RMD is, there is no required RMD from my pay but I don't know how to proceed in Turbo Tax because it asks what part of the pay is an RMD.

Re: My pension that I am receiving does not require a RMD but when I add it into Turbo Tax it asks me what part of the amount is an RMD, what should I do about that?

VolvoGirl — Sat, 24 Feb 2024 00:30:00 GMT

While the plan might not call them RMDs, they are indeed required distributions under the tax code, so the entire amount is RMD. Being an RMD simply means that these distributions are not eligible for rollover.

Say all of it is the RMD. If you are 72 it will ask you if it is the RMD. Say yes. Anything your pension pays you is considered to be the RMD. Traditional pensions automatically fulfill the rules of an RMD.

Re: My pension that I am receiving does not require a RMD but when I add it into Turbo Tax it ask...

DaveF1006 — Sat, 24 Feb 2024 00:33:44 GMT

It depends. If you are certain there is no RMD requirement, you may indicate this in your return when you reach the following screen.