topic Why would ordinary dividends in an IRA be taxed at all? The IRA is tax sheltered, I thought nothing was taxed until withdrawal? in Retirement tax questions https://ttlc.intuit.com/community/retirement/discussion/why-would-ordinary-dividends-in-an-ira-be-taxed-at-all-the-ira-is-tax-sheltered-i-thought-nothing/01/3203833#M212805 Tue, 10 Feb 2026 11:13:33 GMT kevin-currie 2026-02-10T11:13:33Z Why would ordinary dividends in an IRA be taxed at all? The IRA is tax sheltered, I thought nothing was taxed until withdrawal? https://ttlc.intuit.com/community/retirement/discussion/why-would-ordinary-dividends-in-an-ira-be-taxed-at-all-the-ira-is-tax-sheltered-i-thought-nothing/01/3203833#M212805 Tue, 10 Feb 2026 11:13:33 GMT https://ttlc.intuit.com/community/retirement/discussion/why-would-ordinary-dividends-in-an-ira-be-taxed-at-all-the-ira-is-tax-sheltered-i-thought-nothing/01/3203833#M212805 kevin-currie 2026-02-10T11:13:33Z Re: Why would ordinary dividends in an IRA be taxed at all? The IRA is tax sheltered, I thought n... https://ttlc.intuit.com/community/retirement/discussion/re-why-would-ordinary-dividends-in-an-ira-be-taxed-at-all-the-ira-is-tax-sheltered-i-thought-n/01/3203869#M212808 <P>You are correct. &nbsp; Dividends earned within traditional IRAs are not taxed when they are paid or reinvested. &nbsp; Rather, as part of an IRA's earnings, they're taxed at one's current income tax rate when they are withdrawn.</P> Tue, 20 Feb 2024 00:53:30 GMT https://ttlc.intuit.com/community/retirement/discussion/re-why-would-ordinary-dividends-in-an-ira-be-taxed-at-all-the-ira-is-tax-sheltered-i-thought-n/01/3203869#M212808 DawnC 2024-02-20T00:53:30Z Re: Why would ordinary dividends in an IRA be taxed at all? The IRA is tax sheltered, I thought n... https://ttlc.intuit.com/community/retirement/discussion/re-why-would-ordinary-dividends-in-an-ira-be-taxed-at-all-the-ira-is-tax-sheltered-i-thought-n/01/3206340#M212955 <P>If you tell TurboTax of your IRA dividends, TurboTax will tax them.</P> Tue, 20 Feb 2024 23:09:07 GMT https://ttlc.intuit.com/community/retirement/discussion/re-why-would-ordinary-dividends-in-an-ira-be-taxed-at-all-the-ira-is-tax-sheltered-i-thought-n/01/3206340#M212955 fanfare 2024-02-20T23:09:07Z