topic Can I convert monthly income from a government pension , a defined benefit plan, to a Roth IRA ? in Retirement tax questions

Can I convert monthly income from a government pension , a defined benefit plan, to a Roth IRA ?

aebmmb — Wed, 11 Feb 2026 03:05:11 GMT

DoninGA — Fri, 16 Feb 2024 21:44:47 GMT

No. Contributions to either a Traditional IRA or a Roth IRA have to made using taxable compensation. Pension payments are not taxable compensation.

fanfare — Fri, 16 Feb 2024 23:33:27 GMT

a Conversion doesn't require any earned compensation.

HOWEVER,

The money coming from a pension is considered all RMD.

You can't put RMD back into an IRA.

DoninGA — Fri, 16 Feb 2024 23:37:43 GMT

@fanfare Thanks...