topic Cannot find any place to enter the Retired Public Safety Officer Exclusion for Health insurance premiums allowed by the Federal protection ct of 2006. Up to $3000. in Retirement tax questions

Cannot find any place to enter the Retired Public Safety Officer Exclusion for Health insurance premiums allowed by the Federal protection ct of 2006. Up to $3000.

pdyounker — Wed, 11 Feb 2026 04:38:05 GMT

Last year Turbo-tax asked me if this exclusion applied to me. This year it does not ask me, nor can I find a place to enter the $3000 exclusion.

Re: Cannot find any place to enter the Retired Public Safety Officer Exclusion for Health insurance premiums allowed by the Federal protection ct of 2006. Up to $3000.

DoninGA — Sat, 03 Feb 2024 16:49:08 GMT

After you have entered the Form 1099-R there will be a series of screens asking you questions, one of the screens will ask if you were a Public Safety Officer, answer Yes, Continuing on there will be another screen asking how much you paid for health insurance, enter the amount not to exceed $3,000

On the Form 1040 Line 5a will be entered PSO. On Line 5b your taxable amount will be reduced by the amount of health insurance you paid.

Re: Cannot find any place to enter the Retired Public Safety Officer Exclusion for Health insuran...

AnnetteB6 — Sat, 03 Feb 2024 16:49:58 GMT

As you are going through your return to enter the Form 1099-R reporting retirement plan distributions, there will be a follow-up question that asks whether you were employed as a public safety officer. Then, a second question asking for the amount of health insurance premiums can be entered and excluded from that taxable income.

Health insurance premiums for an eligible retired Public Safety Officer are not explicitly shown as a deduction on your tax return. Instead, the amount that was paid is excluded from the taxable portion of the retirement plan distribution.

You can see this by looking at your Form 1040. Line 5a includes the total amount of distributions reported from pensions and annuities. Line 5b includes only the taxable portion of those distributions. If health insurance premiums for an eligible retired Public Safety Officer are reported, then Line 5b will be less than Line 5a by the amount of the premiums, up to a limit of $3000.

@pdyounker

Re: Cannot find any place to enter the Retired Public Safety Officer Exclusion for Health insurance premiums allowed by the Federal protection ct of 2006. Up to $3000.

smjcwright — Thu, 29 Jan 2026 22:03:27 GMT

In the wages and income, use the Office of Personal Management, CSA1099-R window, to enter your retirement income. There they ask you if retirement income was taken out for health care, and if you were a public safety officer?

Re: Cannot find any place to enter the Retired Public Safety Officer Exclusion for Health insurance premiums allowed by the Federal protection ct of 2006. Up to $3000.

johanna_anderson — Wed, 18 Mar 2026 06:11:14 GMT

All of the replys are correct. Problem is in order NOT to take the $3000 exclusion one must answer "no" to the question, did you received your pension, etc., working as a PSO, even if you did. For example: Yes was a PSO, yes, each month $370+ deducted from pension check. Yes, Administrator directly paid the medical insurance. Problem is the same amount is reimbursed the following month making it a wash. You can't zero it out by showing it as a reimbursed medical expense, because turbo tax will still put in the $3000 exclusion and even take an amount as a medical deduction. Currently, the only way not to take the exclusion is to lie and answer no to the PSO quesion. So the real question s/b: Is your pension a result as working as a PSO, and if so, was your medical insurance taken directly from your pension check, and if so, were you reimbursed, or subsidized for the same amount. In that way it still shows you as a PSO, but not eligible for the $3000 exclusion.