topic Is an Individual TOD the same as an IRA? If yes, would this be a Roth IRA or a Traditional IRA? in Retirement tax questions https://ttlc.intuit.com/community/retirement/discussion/is-an-individual-tod-the-same-as-an-ira-if-yes-would-this-be-a-roth-ira-or-a-traditional-ira/01/3153687#M208660 Tue, 10 Feb 2026 09:04:26 GMT karinnem01 2026-02-10T09:04:26Z Is an Individual TOD the same as an IRA? If yes, would this be a Roth IRA or a Traditional IRA? https://ttlc.intuit.com/community/retirement/discussion/is-an-individual-tod-the-same-as-an-ira-if-yes-would-this-be-a-roth-ira-or-a-traditional-ira/01/3153687#M208660 Tue, 10 Feb 2026 09:04:26 GMT https://ttlc.intuit.com/community/retirement/discussion/is-an-individual-tod-the-same-as-an-ira-if-yes-would-this-be-a-roth-ira-or-a-traditional-ira/01/3153687#M208660 karinnem01 2026-02-10T09:04:26Z Re: Is an Individual TOD the same as an IRA? If yes, would this be a Roth IRA or a Traditional IRA? https://ttlc.intuit.com/community/retirement/discussion/re-is-an-individual-tod-the-same-as-an-ira-if-yes-would-this-be-a-roth-ira-or-a-traditional-ira/01/3153701#M208662 <P>TOD, Transfer on Death? &nbsp;That can be on any kind of account. &nbsp;What account? &nbsp;</P> Tue, 30 Jan 2024 21:00:44 GMT https://ttlc.intuit.com/community/retirement/discussion/re-is-an-individual-tod-the-same-as-an-ira-if-yes-would-this-be-a-roth-ira-or-a-traditional-ira/01/3153701#M208662 VolvoGirl 2024-01-30T21:00:44Z Re: Is an Individual TOD the same as an IRA? If yes, would this be a Roth IRA or a Traditional IRA? https://ttlc.intuit.com/community/retirement/discussion/re-is-an-individual-tod-the-same-as-an-ira-if-yes-would-this-be-a-roth-ira-or-a-traditional-ira/01/3153863#M208675 <P>It's extremely unlikely that an account with Transfer On Death (TOD) in the account title would be an IRA or any other type of retirement account.&nbsp; IRAs already become maintained for the benefit of the designated or default beneficiary upon the death of the owner, so doesn't make any sense for an IRA to have "TOD" in the account title.</P> Tue, 30 Jan 2024 21:57:32 GMT https://ttlc.intuit.com/community/retirement/discussion/re-is-an-individual-tod-the-same-as-an-ira-if-yes-would-this-be-a-roth-ira-or-a-traditional-ira/01/3153863#M208675 dmertz 2024-01-30T21:57:32Z