topic Incorrect calculation of line 4b for IRA conversion in Retirement tax questions

Incorrect calculation of line 4b for IRA conversion

Jones9101 — Tue, 10 Feb 2026 09:45:38 GMT

I am gradually shifting money from a traditional to a ROTH IRA. This year 1040 block 4a correctly shows $14,300, but block 4b shows $12,300. I'm certain 4b should be $14,300 but can't figure out how to change it or why it is different from 4a. I tried to override the program but was unable to change the number. Any suggestions.

Re: Incorrect calculation of line 4b for IRA conversion

AnnetteB6 — Sun, 21 Jan 2024 20:41:42 GMT

A difference in Form 1040 line 4a and 4b indicates that the Form 1099-R may have been entered incorrectly.

Go back through your Form 1099-R screens to be sure that there was not an error entering either box 1 or box 2a. Additionally, be sure to go through all follow-up questions after the Form 1099-R entry screen to double-check those answers as well.

Use these steps to get back to the Form 1099-R entry screens:

On the top row of the TurboTax online screen, click on Search (or for CD/downloaded TurboTax locate the search box in the upper right corner)
This opens a box where you can type in “1099-R” and click the magnifying glass (or for CD/downloaded TurboTax, click Find)
The search results will give you an option to “Jump to 1099-R”
Click on the blue “Jump to 1099-R” link

Re: Incorrect calculation of line 4b for IRA conversion

SteamTrain — Sun, 21 Jan 2024 23:50:33 GMT

Well...unless you had some non-deductible contributions to the IRA in prior years...in that case some portion of the total distribution would not be in line 4b....an occasional exception.