https://ttlc.intuit.com/community/retirement/discussion/does-ut-make-sense-for-my-wife-to-claim-spousal-benefits-for-social-security-if-i-wait-until-70/01/3080302#M203366 <P>There seems to be a lot of confusing information about when it's appropriate for my spouse to claim spousal benefits.&nbsp; If I'm waiting until 70 and she claims spousal benefits now, can she then switch to her own benefits when she turns 70?&nbsp;&nbsp; Can you help me understand this?</P> Tue, 24 Feb 2026 06:51:36 GMT acwgolfer 2026-02-24T06:51:36Z https://ttlc.intuit.com/community/retirement/discussion/does-ut-make-sense-for-my-wife-to-claim-spousal-benefits-for-social-security-if-i-wait-until-70/01/3080302#M203366 <P>There seems to be a lot of confusing information about when it's appropriate for my spouse to claim spousal benefits.&nbsp; If I'm waiting until 70 and she claims spousal benefits now, can she then switch to her own benefits when she turns 70?&nbsp;&nbsp; Can you help me understand this?</P> Tue, 24 Feb 2026 06:51:36 GMT https://ttlc.intuit.com/community/retirement/discussion/does-ut-make-sense-for-my-wife-to-claim-spousal-benefits-for-social-security-if-i-wait-until-70/01/3080302#M203366 acwgolfer 2026-02-24T06:51:36Z https://ttlc.intuit.com/community/retirement/discussion/re-does-ut-make-sense-for-my-wife-to-claim-spousal-benefits-for-social-security-if-i-wait-until-70/01/3080312#M203367 <P>Hi,&nbsp;</P> <P>It used to be that you could increase your overall social security benefits by switching between you and your spouse's benefit.&nbsp; That is no longer possible for someone starting social security, as <A href="https://www.ssa.gov/benefits/retirement/planner/claiming.html" target="_self">explained in this article.</A></P> <P>Basically, you can get 1/2 your spouse's benefit or all of your own.&nbsp;<A href="https://www.forbes.com/advisor/retirement/social-security-spousal-benefits/" target="_self"> Take a look at this Forbes article</A> for a deeper dive.</P> <P>Please cheer by clicking the thumb icon in a post, and if this answers your question, select “Mark as best answer.”</P> <P>Best,</P> <P>Karen</P> Wed, 26 Jul 2023 20:07:46 GMT https://ttlc.intuit.com/community/retirement/discussion/re-does-ut-make-sense-for-my-wife-to-claim-spousal-benefits-for-social-security-if-i-wait-until-70/01/3080312#M203367 KarenL4 2023-07-26T20:07:46Z