topic Re: SSA withholding question in Retirement tax questions

SSA withholding question

mocolady — Tue, 24 Feb 2026 06:51:25 GMT

What is the best way to withhold taxes if you begin to collect your social security benefits while you are still working full time after full retirement age.

Re: SSA withholding question

AnthonyC_CPA — Wed, 26 Jul 2023 21:51:22 GMT

Hi mocolady,

Thanks for participating in today's Ask the Expert event! If you start to claim social security benefits while you are still working you can either withhold taxes from your social security payment or increase your withholdings from the paycheck received from your job. It is up to you which method is easier but it may be easier to just ask social security to withhold taxes from their payment.

Hope this helps and thanks again for your question!

AnthonyC_CPA

Re: SSA withholding question

mocolady — Wed, 26 Jul 2023 21:59:06 GMT

Thanks for responding. So I suppose the way to withhold taxes from my SSA benefit will be to add the total SSA payments I'll receive this year to my taxable income from work and then use the tax tables to calculate the incremental taxes due? Is there a tool on Intuit for doing this?

Re: SSA withholding question

AnthonyC_CPA — Wed, 26 Jul 2023 22:07:00 GMT

You are correct. Please add your social security income to the wages from your job and other taxable income that you have. Once you have your gross income you can reduce it by either the standard deduction or itemized deduction depending on your situation. Gross income less deductions will give you your taxable income. Here are some tools that you can use to compute your estimated tax liability for the year.

https://turbotax.intuit.com/tax-tools/

Thanks again for your questions!

AnthonyC_CPA