topic Retired 401k withdrawal in Retirement tax questions

Retired 401k withdrawal

orangeisred — Tue, 24 Feb 2026 06:26:16 GMT

My wife and I are retired and drawing social security. 2022 was our first year paying zero income tax. Principally speaking, how much of her 401k can we draw this year and stay below the threshold for paying income taxes?

Re: Retired 401k withdrawal

Bsch4477 — Wed, 24 May 2023 00:46:32 GMT

Use this calculator.

https://turbotax.intuit.com/tax-tools/calculators/taxcaster/

Re: Retired 401k withdrawal

NCperson — Wed, 24 May 2023 01:16:47 GMT

use this calculator - it's set up for 2023....the TT calculator is still set to 2022.

https://www.dinkytown.net/java/1040-tax-calculator.html

Re: Retired 401k withdrawal

orangeisred — Wed, 24 May 2023 15:30:06 GMT

Thanks for your insight! I'll check it out.

Re: Retired 401k withdrawal

orangeisred — Wed, 24 May 2023 15:30:49 GMT

Thanks for steering me toward this calculator. Grateful.