topic Re: How do I calculate RMD? in Retirement tax questions

How do I calculate RMD?

duncombeb — Tue, 24 Feb 2026 06:11:29 GMT

xmasbaby0 — Mon, 03 Apr 2023 15:41:24 GMT

The bank or financial institution that handles your retirement account can calculate your RMD for you. Ask them or check on their website.

MinhT1 — Mon, 03 Apr 2023 15:44:39 GMT

Generally, a RMD is calculated for each account by dividing the prior December 31 balance of that IRA or retirement plan account by a life expectancy factor that the IRS publishes in Tables in Publication 590-B, Distributions from Individual Retirement Arrangements (IRAs).

Please read this IRS document for more information.

VolvoGirl — Mon, 03 Apr 2023 15:45:37 GMT

See IRS pub 590B for Distributions. There is a RMD worksheet starting on page 46
https://www.irs.gov/pub/irs-pdf/p590b.pdf