How do I enter Two 1099-R with Code N and Code 2?

vpatel1894 — Tue, 24 Feb 2026 03:18:09 GMT

Hey,

For Year 2022 I was over the limit (didnt realize until mid year)

1) Recharacterized Roth IRA (~$1.4k) fund into Traditional IRA

2) Converted ~1.4k back to Roth IRA

3) Contibuted additional 4.5k to Traditional

4) Convterted 4.5k into Roth IRA

I believe this is the "Backdoor IRA" step that I did above (minus my recharactizeation which was a mistake to begin with).

I got 2 1099-R forms

Roth 1099-R has this

-Gross distribution $1,428.80

-Taxable amount $0.00

-Distribution Code : N

Traditional 1099-R

- Gross distribution $5,924.16

- Taxable amount $5,924.16

- Taxable amount not determined (X)

- Total distribution (X)

- Distribution code(s) 2

IRA/SEP/SIMPLE (X)

I imported both 1099-R and then under Deduction and Credit I chose both "I made contribution to Traditional and Roth"

For Traditional I said $5924 and made sure I said it was all rolled over.
For Roth I said I contributed $1.4k which I recharitized, however it thinks I over contributed because I believe its doing $5924+$1429 > 6000, however 5924 already includes the 1429, how do I fix this?

Re: How do I enter Two 1099-R with Code N and Code 2?

DavidD66 — Wed, 15 Mar 2023 00:17:05 GMT

Do not indicate that you contributed to a Roth IRA. Because you re- characterized it, it's as if you never made the contribution.

topic How do I enter Two 1099-R with Code N and Code 2? in Retirement tax questions

How do I enter Two 1099-R with Code N and Code 2?

Re: How do I enter Two 1099-R with Code N and Code 2?