topic Re: 1099-R FORM in Retirement tax questions

1099-R FORM

talphe92 — Tue, 24 Feb 2026 03:48:53 GMT

Hello, I have a question..

I filed my 2022 taxes and was told I made an excess contribution to my Roth IRA account. I filed my taxes and then I withdrew all contributions I made from my Roth IRA account. my question is, do I have to amend the 2022 tax return I have already filed?

Re: 1099-R FORM

SharonD007 — Sat, 04 Mar 2023 00:07:33 GMT

It depends. If you reported the Roth IRA contribution and withdrawal on your 2022 tax return, you would not have to amend your 2022 tax return. If you did not report your contribution and withdrawal, you will receive a 1099-R with the distribution amount next year with codes P and J in box 7. You can wait until you receive it next year then amend your 2022 tax return.

Re: 1099-R FORM

fanfare — Sat, 04 Mar 2023 04:43:29 GMT

did you get back more than you contributed?

in other words did your money have earnings while it was in the Roth account?

@talphe92