topic Re: Calculating RMD in Retirement tax questions

Calculating RMD

Rbandy999 — Mon, 23 Feb 2026 11:25:27 GMT

Explanations abound on RMD and how to handle. No one seems to know how to calculate it.

If my IRA is $100,000 and I am over 72 1/2 - what is the number for 2022?

I'm trying to answer the TurboTax Questions:

Was this withdrawal an RMD? <Yes>

Tell us how much of the $xx,xxx.xx received applies to the RMD that needed to be taken out?

How do I find that number?

Re: Calculating RMD

VolvoGirl — Mon, 27 Feb 2023 23:15:52 GMT

It usually is all of it is the RMD. Or did you take out more? The IRA plan should have s3nt you a letter at the beginning of 2022 telling you how much RMD you had to take.

Here is a worksheet to calculate the RMD

https://www.irs.gov/pub/irs-tege/uniform_rmd_wksht.pdf

Re: Calculating RMD

VolvoGirl — Mon, 27 Feb 2023 23:18:00 GMT

If that link doesn't work for you try this one

https://www.irs.gov/retirement-plans/plan-participant-employee/ira-required-minimum-distribution-worksheet

Re: Calculating RMD

Bsch4477 — Mon, 27 Feb 2023 23:18:13 GMT

Your financial institution will tell you that. If you were told how much to withdraw assume that all is RMD. If in doubt ask your financial institution.

Re: Calculating RMD

DoninGA — Mon, 27 Feb 2023 23:21:11 GMT

Did the plan administrator automatically send you distribution or did you request a distribution in 2022? Did you contact your plan and request an RMD be sent to you in 2022?

I have my RMD sent to me automatically each year from my 401(k) in June so the all the distribution is an RMD.

Re: Calculating RMD

VolvoGirl — Mon, 27 Feb 2023 23:23:44 GMT

Hey Don, that's exactly what I do too in June! Automatic.