topic I'm assuming using my HSA debit card for payment counted... in Retirement tax questions

If I don't have a 1099-SA, can I just take the total withdrawal amount for the year from my last statement?

laurynrecchia — Sat, 01 Jun 2019 18:39:47 GMT

First, did you have any distributions in 2018? That is, d...

BMcCalpin — Sat, 01 Jun 2019 18:39:48 GMT

First, did you have any distributions in 2018? That is, did you pay for any qualified medical expenses in 2018 using your HSA? If no, then you won't be sent a 1099-SA and you won't need to enter it.

If yes, the the HSA administrator is required to send you a 1099-SA. Go and look at the HSA administrator's website - it's quite possible that you can download it from their website. Otherwise, call the HSA administrator and ask for your 1099-SA.

The 1099-SA is what is reported to the IRS, so we want that whatever use you match what the IRS has received.

I'm assuming using my HSA debit card for payment counted...

laurynrecchia — Sat, 01 Jun 2019 18:39:49 GMT

I'm assuming using my HSA debit card for payment counted as a distribution? Silly question I know...

Yes, that is the usual (but not only) way to take distrib...

BMcCalpin — Sat, 01 Jun 2019 18:39:51 GMT

Yes, that is the usual (but not only) way to take distributions from your HSA.