topic Re: Traditional IRA in Retirement tax questions

Traditional IRA

tractng — Mon, 23 Feb 2026 11:59:08 GMT

Hello,

I am trying to back track some information so I can gather old records. As I logged into my TIA CREF account, I noticed I have about $2000 in traditional IRA :(.

I remember vividly years ago when I was informed by Turbotax that my AGI was over the limit and that the contribution made became nondeductible traditional IRA. Is this something Turbotax would inform the filer?

If I go back and look for past years (used Turbotax), do I need to look for Form 8606?

All my contributions have been to Roth but I don't know how those got into the Traditional IRA (maybe a rookie mistake). My work had always offered 403b but I never max out until recent years.

Thanks,
TT

Re: Traditional IRA

fanfare — Tue, 21 Feb 2023 07:02:48 GMT

there would only be one Form 8606 for the year you made that non-deductible contribution.

If you keep paper copies of all your tax returns, you should find it there.

IRS says keep paper copies of all Forms 8606 you file.

@tractng

Re: Traditional IRA

tractng — Tue, 21 Feb 2023 07:45:35 GMT

Do you know how many years Turbotax keeps the online copy?

Re: Traditional IRA

SForrestLO — Wed, 22 Feb 2023 17:20:07 GMT

If you use the same account it will be easy to locate your documents. This Turbo Tax FAQ will show you how to access your return.
How do I access my prior year's return?

If you can’t access your prior year's return, you can request a copy of the transcript from the IRS.