topic Is a traditional IRA the same as an American Funds Target Date Funds Account in Retirement tax questions

Is a traditional IRA the same as an American Funds Target Date Funds Account

wearebookers — Mon, 23 Feb 2026 12:03:17 GMT

Re: Is a traditional IRA the same as an American Funds Target Date Funds Account

TomK2023 — Mon, 20 Feb 2023 17:59:10 GMT

It can be a traditional or Roth IRA depending if it is funded with pre- or post tax dollars.

Re: Is a traditional IRA the same as an American Funds Target Date Funds Account

dmertz — Mon, 20 Feb 2023 19:52:51 GMT

American Funds Target Date Funds are mutual funds. They can be held within an IRA, within some other type of retirement account or outside of a retirement account, so knowing that you have an investment in this fund doesn't tell you if it's in an IRA or not. You need to look to see how the account that holds this investment is titled.