topic Do I need to submit amended return if the additional info resulted in no tax owe or refund? My form 1099-R (distribution of excess contribution Roth-IRA) taxable is $0 in Retirement tax questions

Do I need to submit amended return if the additional info resulted in no tax owe or refund? My form 1099-R (distribution of excess contribution Roth-IRA) taxable is $0

dinothuc — Mon, 23 Feb 2026 12:34:07 GMT

I had excess contribution for Roth-IRA in the year 2021. I withdrew the excess amount in 2022 before the tax deadline, and my 2022 Form 1099-R field 2a is $0.00, and 2b is unchecked.

Re: Do I need to submit amended return if the additional info resulted in no tax owe or refund? M...

MinhT1 — Tue, 14 Feb 2023 17:07:54 GMT

No. You do not need to amend your 2021 tax return for this.

Re: Do I need to submit amended return if the additional info resulted in no tax owe or refund? M...

matt290 — Tue, 21 Mar 2023 02:49:20 GMT

I had a roth IRA over deposit in 2021. I pulled the money in 2022 when filling my taxes and received checks in march of 2022. I received a 1099-R for 2022 with Taxable amount of 12.45 and 35.81 in box2a one for me one for wife. 2022 turbo tax is stating I may need to amend as 1099-r reports earnings on 2021 contribution. Do I need to do an amended return? If so how do I enter the gross distribution and Taxable amount in 2021. I looked tonight and the letters from box 7 are pj. J is early distribution from a roth, P says return of contribution made in 2022. I need to know if I need to amend 2021 and if so do I add it as a 1099-r an do I do the PJ code even though years do not match?

Re: Do I need to submit amended return if the additional info resulted in no tax owe or refund? M...

DianeW777 — Tue, 21 Mar 2023 15:39:18 GMT

Yes. If this income does increase your tax then you must do an amended return. You would enter the income as though you did receive a 1099-R (which you will receive in 2023).

P—Excess contributions plus earnings/excess deferrals (and/or earnings) taxable in 2021 (Use this code for Box 7 on your 2021 tax return).
J—Early distribution from a Roth IRA, no known exception (in most cases, under age 59½). (Should Trigger the Form 5329 Penalty).

1099-R 2023 (when received it should show the following code):

8—Excess contributions plus earnings/excess deferrals (and/or earnings) taxable in 2022.