topic What does (after-tax additional contributions) mean? I did open a Roth IRA this year. But idk if that’s what it means in Retirement tax questions

What does (after-tax additional contributions) mean? I did open a Roth IRA this year. But idk if that’s what it means

andrew-f — Mon, 23 Feb 2026 12:42:04 GMT

Re: What does (after-tax additional contributions) mean? I did open a Roth IRA this year. But idk...

DanaB27 — Sun, 12 Feb 2023 21:31:26 GMT

Yes, the contribution to a Roth IRA would be after-tax contributions. Therefore, you can withdraw contributions you made to your Roth IRA anytime, tax- and penalty-free.

Re: What does (after-tax additional contributions) mean? I did open a Roth IRA this year. But idk if that’s what it means

dmertz — Mon, 13 Feb 2023 04:23:25 GMT

I suspect that this is a question that is appearing the Retirement Savings Contributions Credit section of TurboTax. If so, this question is asking if you made any after-tax contributions to an employer plan like a 401(k), not anything about contributions to a Roth IRA.