topic Re: w-4p in Retirement tax questions

w-4p

motocrazy1 — Mon, 23 Feb 2026 12:51:00 GMT

I am recently retired Dec 2022, I am not understanding the wording on the form. My husband still has a job as he is younger than me. I am still waiting for my Social Security to start (they are slow). I really would rather talk in person with a person. I have no idea what our total taxable annual pay from jobs will be and why i should have to put his down when i am the one retired. Step 2 is so confusing that I dont know what to put down I am not taking taxes out of my pension as its only $246 dollars a month. so what i am thinking is that I have to put $0 on (b)i and (b)ii

Re: w-4p

ThomasM125 — Fri, 10 Feb 2023 19:23:49 GMT

Could you clarify where you are seeing step 2 is please? What does is say on the screen where you see that?

Re: w-4p

Opus 17 — Fri, 10 Feb 2023 19:48:10 GMT

If you are trying to complete a new W-4 for your husband's job, try the IRS calculator instead. You might also try the paper W-4 so you can review the instructions more carefully.

https://www.irs.gov/individuals/tax-withholding-estimator

https://www.irs.gov/pub/irs-pdf/fw4.pdf

If your spouse is still working, you can expect that 85% of your social security benefit will be taxable, so you can count that as taxable retirement income.