topic Dot has a 1099 R from principal with contributions after tax what box needs to be checked to avoid being taxed on the amount withdrawn in Retirement tax questions

Dot has a 1099 R from principal with contributions after tax what box needs to be checked to avoid being taxed on the amount withdrawn

greg1147 — Mon, 23 Feb 2026 13:10:52 GMT

Dot has a 1099 R from principal with contributions after tax what box needs to be checked to avoid being taxed on the amount withdrawn

Re: Dot has a 1099 R from principal with contributions after tax what box needs to be checked to ...

LindaS5247 — Tue, 07 Feb 2023 01:37:47 GMT

Contributions made to a Roth IRA would be "after tax" contributions.

Your Form 1099-R should be entered as shown unless you have reason to believe that it is incorrect.

You should contact Principal if you believe your Form 1099-R has been improperly coded.

Click here for a list of Box 7 codes for Form 1099-R.

Click here for instructions on entering your Form 1099-R.

Re: Dot has a 1099 R from principal with contributions after tax what box needs to be checked to ...

fanfare — Tue, 07 Feb 2023 02:46:16 GMT

there is no such checkbox.

it cannot be 100% tax free because a Traditional IRA distribution or conversion always has a basis fractional part and a taxable fractional part as calculated on Form 8606.

@greg1147

Re: Dot has a 1099 R from principal with contributions after tax what box needs to be checked to ...

fanfare — Tue, 07 Feb 2023 02:54:20 GMT

if your IRA is all non-deductible contributions

you can avoid tax if your IRA has dropped in value below that amount.