topic How do I enter an IRA investment distribution that was not from a financial institution? in Retirement tax questions

How do I enter an IRA investment distribution that was not from a financial institution?

dbra504784 — Mon, 23 Feb 2026 13:12:29 GMT

where do I enter an IRA distribution without a 1099

Re: How do I enter an IRA investment distribution that was not from a financial institution?

JohnB5677 — Mon, 06 Feb 2023 19:39:38 GMT

Follow these steps to prepare a substitute 1099-R.

On sidebar

Select Federal
Wages & Income
Select Wages and Salaries, or Revisit
Scroll to Retirement Plans and Social Security
Select the type of income
1. IRA, 401(k), Pension Plan Withdrawals (1099-R)
2. Social Security (SSA-1099, RRB-1099)
3. Canadian Registered Pension Income
At this point you can edit an existing document of [Add another 1099-R]
If a new 1099-R continue to Let's import your tax info
You can import by selecting your provider
1. Follow the instructions
or [Change how I enter my form]
[Type it Myself]
Continue through the questions until the "Do any of these situations apply to you?" screen
Select "I need to file a substitute 1099-R".

Re: How do I enter an IRA investment distribution that was not from a financial institution?

dmertz — Mon, 06 Feb 2023 19:53:50 GMT

How can you have an IRA distribution that was not from a financial institution? IRA custodians must be either a bank or an IRS-approved non-bank custodian, but all are required to issue a Form 1099-R for a distribution of $10 or more.