topic Does my traditional IRA total contributions for the year include only contributions I made or does it include employer match as well? in Retirement tax questions

Does my traditional IRA total contributions for the year include only contributions I made or does it include employer match as well?

allstars123- — Mon, 23 Feb 2026 13:23:58 GMT

Re: Does my traditional IRA total contributions for the year include only contributions I made or does it include employer match as well?

DoninGA — Sat, 04 Feb 2023 17:57:47 GMT

If you have an employer provided retirement account, such as a 401(k), your elective deferrals to the plan are reported on your W-2 in box 12 with a code of D. Those deferrals/contributions are not entered anywhere else on your tax return.

Employers do not offer IRA's for a retirement account.

Re: Does my traditional IRA total contributions for the year include only contributions I made or does it include employer match as well?

VolvoGirl — Sat, 04 Feb 2023 18:04:49 GMT

Do not enter your job contributions in the IRA deduction section, only enter it from your W2, nowhere else. Work plans are not an IRA. IRA contributions are made outside of work on your own at the bank or broker.

See IRS pub 590A for IRA Contributions
https://www.irs.gov/pub/irs-pdf/p590a.pdf