topic Why?? Turbo tax made me buy the deluxe version! It is BS!! I don't even have any income just a 1099R! Very upset about this!! in Retirement tax questions

Why?? Turbo tax made me buy the deluxe version! It is BS!! I don't even have any income just a 1099R! Very upset about this!!

spower001 — Mon, 23 Feb 2026 09:55:02 GMT

They did the same to my daughter. All she had was a W2 but because she has an HSA (health savings acct) they made her buy the deluxe version at the end of doing her taxes for $80!!

Re: Why??Turbo tax made me buy the deluxe version! It is BS!! I don't even have any income just a 1099R! Very upset about this!!

xmasbaby0 — Sat, 28 Jan 2023 16:18:06 GMT

You are posting from Deluxe $39

State return $39

Refund processing to have fees deducted from federal refund by 3rd party bank $39 ($44.99 in CA) (This fee is optional and can be avoided by paying TT upfront using a credit/debit card)

WHY DO I HAVE TO PAY? I WANT THE FREE EDITION

The information that you can enter in Free Edition is pretty limited now. Thanks to the new tax laws that began for 2018 returns, there are no more simple Form 1040EZ or 1040A's. Everything goes on a Form 1040 that has three extra "schedules" with it, and if you need any of those schedules, you are not able to use the Free Edition. Using the standard deduction instead of itemizing does NOT mean you will not need any of those schedules.https://ttlc.intuit.com/questions/4511011-what-happened-to-the-1040a-and-1040ez If you started in the Free Edition and entered any data that required any of those three schedules, you have to upgrade to a paid version and if you are watching the screens carefully you are alerted to the upgrade.

When you chose to “start” in the Free Edition —

Directly below the words “Free Edition” there is a blue link that says “For simple tax returns only” If you click that link it brings up this information:

You can file with TurboTax Free Edition if you have a simple tax return.*

*A simple tax return is Form 1040 only.

Situations covered in TurboTax Free Edition include:

W-2 income
Limited interest and dividend income reported on a 1099-INT or 1099-DIV
Claiming the standard deduction
Earned Income Tax Credit (EIC)
Child tax credits
Student Loan Interest deduction

Situations not covered in TurboTax Free Edition include:

Itemized deductions
Unemployment income reported on a 1099-G
Business or 1099-NEC income
Stock sales
Rental property income
Credits, deductions and income reported on schedules 1-3

How does TurboTax make any money?

Customers with more complex tax situations will file with our paid TurboTax products that provide all the additional forms and guidance they need. We also offer additional benefits that go beyond filing your taxes, but they are optional and are not required to file simple taxes for free. We hope that, over time, as our customers with simple returns need more capabilities as their financial situations change (for example owning a home, having a child, managing investments), they have loved our products and services so much that they will choose our paid TurboTax offerings to prepare and file their returns.

Or—-Use this IRS site for other ways to file for free. There are 8 free software versions available from the IRS Free File site

https://apps.irs.gov/app/freeFile/

How can I see my TurboTax fees?

https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online

If your TurboTax fees are higher than expected, you can reduce them by removing add-ons:

Re: Why??Turbo tax made me buy the deluxe version! It is BS!! I don't even have any income just a 1099R! Very upset about this!!

spower001 — Sat, 28 Jan 2023 16:22:51 GMT

It wouldn't be so bad paying for a different version but the prices are excessive for filing ONE little form!

Re: Why??Turbo tax made me buy the deluxe version! It is BS!! I don't even have any income just a 1099R! Very upset about this!!

xmasbaby0 — Sat, 28 Jan 2023 16:24:21 GMT

Did she already file? If not

Use this IRS site for other ways to file for free. There are 8 free software versions available from the IRS Free File site

https://apps.irs.gov/app/freeFile/

Re: Why??Turbo tax made me buy the deluxe version! It is BS!! I don't even have any income just a 1099R! Very upset about this!!

fanfare — Sat, 28 Jan 2023 16:56:06 GMT

TurboTax only tells you at the END because most people don't want to start over with some other service. even when it is truly free.

@spower001

Re: Why??Turbo tax made me buy the deluxe version! It is BS!! I don't even have any income just a 1099R! Very upset about this!!

spower001 — Sun, 29 Jan 2023 15:41:16 GMT

@xmasbaby0

Omg! Thank you so much!! I wish I had known about this! Would have saved $150 paid to turbo tax! Never again, I am done with them!

Thank you!!!