topic If I max out my w-2 401k; can I still contribute to my personal IRA and receive a deduction on taxes? in Retirement tax questions https://ttlc.intuit.com/community/retirement/discussion/if-i-max-out-my-w-2-401k-can-i-still-contribute-to-my-personal-ira-and-receive-a-deduction-on-taxes/01/214568#M18508 Sat, 01 Jun 2019 18:20:47 GMT cid79nov 2019-06-01T18:20:47Z If I max out my w-2 401k; can I still contribute to my personal IRA and receive a deduction on taxes? https://ttlc.intuit.com/community/retirement/discussion/if-i-max-out-my-w-2-401k-can-i-still-contribute-to-my-personal-ira-and-receive-a-deduction-on-taxes/01/214568#M18508 Sat, 01 Jun 2019 18:20:47 GMT https://ttlc.intuit.com/community/retirement/discussion/if-i-max-out-my-w-2-401k-can-i-still-contribute-to-my-personal-ira-and-receive-a-deduction-on-taxes/01/214568#M18508 cid79nov 2019-06-01T18:20:47Z It depends. You can still receive a full deduction on you... https://ttlc.intuit.com/community/retirement/discussion/it-depends-you-can-still-receive-a-full-deduction-on-you/01/214577#M18510 <P><B>It depends. </B>You can still receive a full deduction on your IRA contribution even if you max out your 401k. However, there are limits on MAGI that you cannot exceed. Please refer to the attached image below from the IRS to determine your eligibility for a deduction.</P> Sat, 01 Jun 2019 18:20:49 GMT https://ttlc.intuit.com/community/retirement/discussion/it-depends-you-can-still-receive-a-full-deduction-on-you/01/214577#M18510 Ashby 2019-06-01T18:20:49Z