topic Re: 1st IRA RMD in Retirement tax questions

1st IRA RMD

skiss-roadrunner — Mon, 23 Feb 2026 10:05:29 GMT

My wife turned 72 in 2022 and took her 1st IRA RMD on Jan 18th of 2023 as IRS Pub 590-B states she had until April 1st 2023 to take it. Can we claim that as income for 2022 on our tax form?

Re: 1st IRA RMD

VolvoGirl — Thu, 26 Jan 2023 22:36:53 GMT

No it goes on your 2023 return next year. And she needs to take her 2023 RMD by Dec31, 2023 also. So there will be 2 RMD to report on your 2023 return next year. I suppose you will get one 1099R for them both by Jan 31, 2024.

Re: 1st IRA RMD

leeloo — Thu, 26 Jan 2023 22:37:38 GMT

No. You can't enter 2023 income on your 2022 return. The IRS gives you leeway your first year so that you will not be penalized for not taking a timely distribution by December. That is all.

Re: 1st IRA RMD

skiss-roadrunner — Thu, 26 Jan 2023 23:21:28 GMT

Thank you 🙂