topic Withdrawl of contributions from ROTH IRA in Retirement tax questions

Withdrawl of contributions from ROTH IRA

spenumatsa — Mon, 23 Feb 2026 10:45:52 GMT

I withdrew the contributions that i made to my ROTH IRA. I received the 1099 that showed 0 for the taxable amount in box 2a. I understand that i have to file 8606 section 3 with the IRS. I don't understand where i have to mention the amount as contribution withdrawals. Any advice is appreciated.

Re: Withdrawl of contributions from ROTH IRA

fanfare — Wed, 18 Jan 2023 11:14:27 GMT

you have to complete the interview to supply that information to TurboTax.

@spenumatsa

Re: Withdrawl of contributions from ROTH IRA

dmertz — Wed, 18 Jan 2023 20:13:40 GMT

A Form 1099-R with code J or code T should have a blank box 2a. Only a regular distribution reported with code Q in box 2a should have a zero in box 2a and, being a qualified distribution, is not reportable on Form 8606 at all. Qualified distributions will appear only on line 4a of Form 1040.

If reported with code T and the distribution was made more than 5 years after the beginning of the year for which you first made a Roth IRA contribution, the distribution is again a qualified distribution and not reportable on Form 8606.